▼ 0.50% · 3.625%
HK$21,685
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,360
−HK$685/mo
Today · 4.125%
HK$23,045
baseline
▲ 0.50% · 4.625%
HK$24,447
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,771
−HK$657/mo
Today · 4.125%
HK$25,428
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,856/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,854
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,596
−HK$753/mo
Today · 4.125%
HK$25,349
baseline
▲ 0.50% · 4.625%
HK$26,892
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,698/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,537
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,249
−HK$722/mo
Today · 4.125%
HK$27,971
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,942/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,022
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,832
−HK$822/mo
Today · 4.125%
HK$27,654
baseline
▲ 0.50% · 4.625%
HK$29,337
+HK$1,683/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,308/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,949
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,726
−HK$787/mo
Today · 4.125%
HK$30,513
baseline
▲ 0.50% · 4.625%
HK$32,122
+HK$1,609/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,026/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,191
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,067
−HK$891/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,362
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,203
−HK$853/mo
Today · 4.125%
HK$33,056
baseline
▲ 0.50% · 4.625%
HK$34,799
+HK$1,743/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,112/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,359
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,303
−HK$960/mo
Today · 4.125%
HK$32,263
baseline
▲ 0.50% · 4.625%
HK$34,226
+HK$1,963/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,526/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,774
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,680
−HK$919/mo
Today · 4.125%
HK$35,599
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,198/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,528
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,539
−HK$1,028/mo
Today · 4.125%
HK$34,567
baseline
▲ 0.50% · 4.625%
HK$36,671
+HK$2,104/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,134/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,187
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,157
−HK$985/mo
Today · 4.125%
HK$38,142
baseline
▲ 0.50% · 4.625%
HK$40,152
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,284/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,696
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,775
−HK$1,097/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,599
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,634
−HK$1,050/mo
Today · 4.125%
HK$40,684
baseline
▲ 0.50% · 4.625%
HK$42,829
+HK$2,145/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,368/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,865
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,011
−HK$1,165/mo
Today · 4.125%
HK$39,176
baseline
▲ 0.50% · 4.625%
HK$41,560
+HK$2,384/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,352/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,012
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,111
−HK$1,116/mo
Today · 4.125%
HK$43,227
baseline
▲ 0.50% · 4.625%
HK$45,506
+HK$2,279/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,454/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,033
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,247
−HK$1,234/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$44,005
+HK$2,524/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,424
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,589
−HK$1,181/mo
Today · 4.125%
HK$45,770
baseline
▲ 0.50% · 4.625%
HK$48,183
+HK$2,413/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,540/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,994 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).