▼ 0.50% · 3.625%
HK$19,407
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,011
−HK$613/mo
Today · 4.125%
HK$20,624
baseline
▲ 0.50% · 4.625%
HK$21,879
+HK$1,255/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,248/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,590
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,169
−HK$587/mo
Today · 4.125%
HK$22,756
baseline
▲ 0.50% · 4.625%
HK$23,956
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,512/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,348
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,012
−HK$674/mo
Today · 4.125%
HK$22,686
baseline
▲ 0.50% · 4.625%
HK$24,067
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,372/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,749
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,386
−HK$646/mo
Today · 4.125%
HK$25,032
baseline
▲ 0.50% · 4.625%
HK$26,352
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,064/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,013
−HK$736/mo
Today · 4.125%
HK$24,749
baseline
▲ 0.50% · 4.625%
HK$26,255
+HK$1,506/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$49,498/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,908
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$705/mo
Today · 4.125%
HK$27,308
baseline
▲ 0.50% · 4.625%
HK$28,747
+HK$1,439/mo
Deposit HK$3.40M · loan HK$5.11M · min. income ≈ HK$54,616/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,229
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,014
−HK$797/mo
Today · 4.125%
HK$26,811
baseline
▲ 0.50% · 4.625%
HK$28,442
+HK$1,631/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,622/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,067
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,820
−HK$763/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,170
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$858/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,757/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,226
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$822/mo
Today · 4.125%
HK$31,859
baseline
▲ 0.50% · 4.625%
HK$33,538
+HK$1,679/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,718/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,110
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,016
−HK$920/mo
Today · 4.125%
HK$30,936
baseline
▲ 0.50% · 4.625%
HK$32,818
+HK$1,882/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,872/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,385
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,254
−HK$881/mo
Today · 4.125%
HK$34,135
baseline
▲ 0.50% · 4.625%
HK$35,934
+HK$1,799/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,270/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,051
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,017
−HK$981/mo
Today · 4.125%
HK$32,998
baseline
▲ 0.50% · 4.625%
HK$35,006
+HK$2,008/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$65,996/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,544
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,470
−HK$940/mo
Today · 4.125%
HK$36,410
baseline
▲ 0.50% · 4.625%
HK$38,330
+HK$1,920/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,820/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,992
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,018
−HK$1,043/mo
Today · 4.125%
HK$35,061
baseline
▲ 0.50% · 4.625%
HK$37,194
+HK$2,133/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,122/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,703
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,687
−HK$999/mo
Today · 4.125%
HK$38,686
baseline
▲ 0.50% · 4.625%
HK$40,725
+HK$2,039/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,372/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,932
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,019
−HK$1,104/mo
Today · 4.125%
HK$37,123
baseline
▲ 0.50% · 4.625%
HK$39,382
+HK$2,259/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$74,246/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,862
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,904
−HK$1,058/mo
Today · 4.125%
HK$40,962
baseline
▲ 0.50% · 4.625%
HK$43,121
+HK$2,159/mo
Deposit HK$851K · loan HK$7.66M · min. income ≈ HK$81,924/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,326 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).