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27/F B

in Mount Davis

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value ● Medium confidence
HK$13.36M
≈ HK$22,650 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.01M, with repayments around HK$45,337/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,662
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,989
−HK$1,348/mo
Today · 4.125%
HK$45,337
baseline
▲ 0.50% · 4.625%
HK$48,096
+HK$2,759/mo

Deposit HK$4.01M · loan HK$9.35M · min. income ≈ HK$90,674/mo (50% DSR)

Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,141 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
27/F
Flat
B
Saleable Area
590 ft²
Gross Area
770 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-02-26 HK$11.68M +0.7%
8.4y
2016-11-08 HK$11.60M +129.0%
10.5y
2006-05-12 HK$5.07M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 6 min walk · 478 m
Education
13
schools within 1 km (3 within 500 m)
Daily convenience
12
within 1 km (5 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building