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21/F A

in Mount Davis

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$18.47M
≈ HK$22,575 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.54M, with repayments around HK$62,648/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$58,951
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$60,785
−HK$1,863/mo
Today · 4.125%
HK$62,648
baseline
▲ 0.50% · 4.625%
HK$66,460
+HK$3,812/mo

Deposit HK$5.54M · loan HK$12.93M · min. income ≈ HK$125,296/mo (50% DSR)

Upfront cash ≈ HK$6.23M (deposit + AVD stamp duty HK$692,491 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
A
Saleable Area
818 ft²
Gross Area
1,090 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-04-04 HK$14.50M +124.5%
16.9y
2006-05-16 HK$6.46M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 6 min walk · 478 m
Education
13
schools within 1 km (3 within 500 m)
Daily convenience
12
within 1 km (5 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com