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21/F B

in Mount Davis

Central and Western District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$12.65M
≈ HK$21,448 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.80M, with repayments around HK$42,930/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$40,396
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,653
−HK$1,277/mo
Today · 4.125%
HK$42,930
baseline
▲ 0.50% · 4.625%
HK$45,542
+HK$2,612/mo

Deposit HK$3.80M · loan HK$8.86M · min. income ≈ HK$85,860/mo (50% DSR)

Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$474,529 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
B
Saleable Area
590 ft²
Gross Area
770 ft²
Efficiency
77%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-03-23 HK$11.50M +101.8%
9.2y
2008-01-03 HK$5.70M +24.5%
2006-05-15 HK$4.58M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 6 min walk · 478 m
Education
13
schools within 1 km (3 within 500 m)
Daily convenience
12
within 1 km (5 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kennedy Town Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com