Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$300K, with repayments around HK$13,095/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,190/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 2
- Saleable Area
- 193 Saleable ft²
- Gross Area
- 302 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-18 | HK$3.79M | +23.1% 5.9y · 4.0%/yr |
| 2016-04-06 | HK$3.08M | +242.2% 9.0y · 27.0%/yr |
| 2007-03-21 | HK$900K | −22.4% |
| 1996-10-16 | HK$1.16M | — |