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At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,696/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$314K · loan HK$2.83M · min. income ≈ HK$27,392/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 3
- Saleable Area
- 201 Saleable ft²
- Gross Area
- 310 ft²
- Efficiency
- 65%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-27 | HK$3.50M | +13.3% 2.5y · 5.0%/yr |
| 2016-08-24 | HK$3.09M | +23.5% 4.0y · 6.0%/yr |
| 2012-09-18 | HK$2.50M | +54.3% |
| 2010-05-20 | HK$1.62M | +18.2% |
| 2008-02-13 | HK$1.37M | — |