Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$300K, with repayments around HK$13,081/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,162/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 1
- Saleable Area
- 193 Saleable ft²
- Gross Area
- 302 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-16 | HK$2.68M | −33.8% 5.6y · −6.0%/yr |
| 2018-11-28 | HK$4.05M | +35.9% 3.0y · 12.0%/yr |
| 2015-11-17 | HK$2.98M | +63.7% |
| 2010-09-03 | HK$1.82M | +31.9% |
| 2008-02-12 | HK$1.38M | +20.0% |
| 2007-11-21 | HK$1.15M | +9.5% |
| 2007-11-16 | HK$1.05M | +5.0% |
| 1998-08-27 | HK$1.00M | — |