▼ 0.50% · 3.625%
HK$21,343
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,007
−HK$675/mo
Today · 4.125%
HK$22,682
baseline
▲ 0.50% · 4.625%
HK$24,062
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,364/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,381
−HK$646/mo
Today · 4.125%
HK$25,027
baseline
▲ 0.50% · 4.625%
HK$26,346
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,054/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,477
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,208
−HK$742/mo
Today · 4.125%
HK$24,950
baseline
▲ 0.50% · 4.625%
HK$26,468
+HK$1,518/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,900/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,118
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,819
−HK$711/mo
Today · 4.125%
HK$27,530
baseline
▲ 0.50% · 4.625%
HK$28,981
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,060/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,612
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,408
−HK$810/mo
Today · 4.125%
HK$27,218
baseline
▲ 0.50% · 4.625%
HK$28,874
+HK$1,656/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$54,436/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,493
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,257
−HK$775/mo
Today · 4.125%
HK$30,032
baseline
▲ 0.50% · 4.625%
HK$31,615
+HK$1,583/mo
Deposit HK$3.74M · loan HK$5.62M · min. income ≈ HK$60,064/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,746
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$877/mo
Today · 4.125%
HK$29,486
baseline
▲ 0.50% · 4.625%
HK$31,280
+HK$1,794/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$58,972/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,867
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,695
−HK$840/mo
Today · 4.125%
HK$32,535
baseline
▲ 0.50% · 4.625%
HK$34,250
+HK$1,715/mo
Deposit HK$3.28M · loan HK$6.08M · min. income ≈ HK$65,070/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,880
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$944/mo
Today · 4.125%
HK$31,754
baseline
▲ 0.50% · 4.625%
HK$33,686
+HK$1,932/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,508/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,242
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,133
−HK$905/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$1,847/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,076/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,011
−HK$1,011/mo
Today · 4.125%
HK$34,022
baseline
▲ 0.50% · 4.625%
HK$36,093
+HK$2,071/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,044/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,616
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,571
−HK$969/mo
Today · 4.125%
HK$37,540
baseline
▲ 0.50% · 4.625%
HK$39,519
+HK$1,979/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,080/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,149
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,211
−HK$1,080/mo
Today · 4.125%
HK$36,291
baseline
▲ 0.50% · 4.625%
HK$38,499
+HK$2,208/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,582/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,990
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,009
−HK$1,034/mo
Today · 4.125%
HK$40,043
baseline
▲ 0.50% · 4.625%
HK$42,154
+HK$2,111/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,086/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,283
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,412
−HK$1,147/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,905
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,365
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,447
−HK$1,099/mo
Today · 4.125%
HK$42,546
baseline
▲ 0.50% · 4.625%
HK$44,788
+HK$2,242/mo
Deposit HK$1.40M · loan HK$7.96M · min. income ≈ HK$85,092/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,418
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$39,613
−HK$1,214/mo
Today · 4.125%
HK$40,827
baseline
▲ 0.50% · 4.625%
HK$43,311
+HK$2,484/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,654/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,739
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$43,886
−HK$1,162/mo
Today · 4.125%
HK$45,048
baseline
▲ 0.50% · 4.625%
HK$47,423
+HK$2,375/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,096/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,999 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).