Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,683/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,366/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,852 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-22 | HK$6.80M | +28.3% 3.9y · 7.0%/yr |
| 2017-05-11 | HK$5.30M | +43.2% 4.5y · 9.0%/yr |
| 2012-10-29 | HK$3.70M | +208.3% |
| 2001-09-01 | HK$1.20M | −33.3% |
| 1996-10-01 | HK$1.80M | — |