Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$501K, with repayments around HK$21,852/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$501K · loan HK$4.51M · min. income ≈ HK$43,704/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$112,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-05-22 | HK$5.26M | +50.2% 4.6y · 11.0%/yr |
| 2012-09-26 | HK$3.50M | +59.8% |
| 2010-08-23 | HK$2.19M | +20.3% |
| 2008-09-09 | HK$1.82M | +25.5% |
| 2007-08-14 | HK$1.45M | +57.6% |
| 2004-03-16 | HK$920K | +15.0% |
| 2004-02-19 | HK$800K | −40.7% |
| 2000-08-16 | HK$1.35M | −18.2% |
| 1996-06-29 | HK$1.65M | — |