Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,167/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.37M · min. income ≈ HK$42,334/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$102,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 319 Saleable ft²
- Gross Area
- 449 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-28 | HK$6.18M | +12.4% 3.5y · 3.0%/yr |
| 2017-12-04 | HK$5.50M | +233.3% 10.1y · 23.0%/yr |
| 2007-10-26 | HK$1.65M | +10.0% |
| 2007-01-18 | HK$1.50M | +16.3% |
| 2005-08-31 | HK$1.29M | +12.2% |
| 2004-05-10 | HK$1.15M | −55.6% |
| 1997-11-06 | HK$2.59M | +14.6% |
| 1997-07-16 | HK$2.26M | — |