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At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,128/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$347K · loan HK$3.12M · min. income ≈ HK$30,256/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 257 Saleable ft²
- Gross Area
- 322 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-06 | HK$3.63M | −1.9% 9.4y · 0.0%/yr |
| 2016-06-10 | HK$3.70M | +122.9% 6.8y · 18.0%/yr |
| 2009-09-01 | HK$1.66M | +46.9% |
| 2007-03-30 | HK$1.13M | +36.1% |
| 2005-05-17 | HK$830K | −38.5% |
| 1996-12-27 | HK$1.35M | — |