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At today's rate and a 90% mortgage, the deposit on this unit is about HK$330K, with repayments around HK$14,412/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,824/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 257 Saleable ft²
- Gross Area
- 322 ft²
- Efficiency
- 80%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-05 | HK$3.28M | −9.4% 9.2y · −1.0%/yr |
| 2016-10-14 | HK$3.62M | +35.1% 4.2y · 8.0%/yr |
| 2012-07-30 | HK$2.68M | +111.0% |
| 2008-11-20 | HK$1.27M | +7.6% |
| 2008-10-09 | HK$1.18M | +0.0% |
| 2007-05-18 | HK$1.18M | — |