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At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,586/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$243K · loan HK$2.18M · min. income ≈ HK$21,172/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- F
- Saleable Area
- 195 Saleable ft²
- Gross Area
- 233 ft²
- Efficiency
- 84%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-31 | HK$2.34M | −15.2% 10.4y · −1.0%/yr |
| 2015-04-17 | HK$2.76M | +86.5% |
| 2010-11-04 | HK$1.48M | +28.7% |
| 2010-07-23 | HK$1.15M | +16.2% |
| 2008-04-21 | HK$990K | +23.8% |
| 2008-02-20 | HK$800K | −18.4% |
| 1997-11-17 | HK$980K | — |