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Crescira AVM · estimated value Medium confidence
HK$64.93M
≈ HK$29,908 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.48M, with repayments around HK$220,281/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$207,283
−HK$12,998/mo
▼ 0.25% · 3.875%
HK$213,731
−HK$6,550/mo
Today · 4.125%
HK$220,281
baseline
▲ 0.50% · 4.625%
HK$233,685
+HK$13,404/mo

Deposit HK$19.48M · loan HK$45.45M · min. income ≈ HK$440,562/mo (50% DSR)

Upfront cash ≈ HK$22.24M (deposit + AVD stamp duty HK$2,759,567 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
97
Saleable Area
2,171 ft²
Gross Area
2,708 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2010-10-19 HK$33.50M +60.1%
2004-04-13 HK$20.92M +8.4%
2000-01-05 HK$19.30M −47.1%
1997-09-27 HK$36.50M +3.7%
1997-06-19 HK$35.20M +48.8%
1996-07-31 HK$23.66M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 34 min walk · 2,695 m
(quite far — consider other transport options)
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com