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Crescira AVM · estimated value Medium confidence
HK$64.69M
≈ HK$31,294 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.41M, with repayments around HK$219,448/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$206,499
−HK$12,949/mo
▼ 0.25% · 3.875%
HK$212,922
−HK$6,526/mo
Today · 4.125%
HK$219,448
baseline
▲ 0.50% · 4.625%
HK$232,801
+HK$13,353/mo

Deposit HK$19.41M · loan HK$45.28M · min. income ≈ HK$438,896/mo (50% DSR)

Upfront cash ≈ HK$22.15M (deposit + AVD stamp duty HK$2,749,129 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
95
Saleable Area
2,067 ft²
Gross Area
2,570 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2024-02-20 HK$50.68M +97.2%
14.8y
2009-05-14 HK$25.70M +51.2%
5.4y
2004-01-06 HK$17.00M +11.1%
2.1y
2001-12-07 HK$15.30M −62.8%
4.4y
1997-07-16 HK$41.12M +62.0%
1.0y
1996-07-31 HK$25.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 34 min walk · 2,695 m
(quite far — consider other transport options)
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com