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Crescira AVM · estimated value Medium confidence
HK$66.73M
≈ HK$30,735 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$20.02M, with repayments around HK$226,372/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$213,014
−HK$13,358/mo
▼ 0.25% · 3.875%
HK$219,640
−HK$6,732/mo
Today · 4.125%
HK$226,372
baseline
▲ 0.50% · 4.625%
HK$240,146
+HK$13,774/mo

Deposit HK$20.02M · loan HK$46.71M · min. income ≈ HK$452,744/mo (50% DSR)

Upfront cash ≈ HK$22.85M (deposit + AVD stamp duty HK$2,835,865 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
97
Saleable Area
2,171 ft²
Gross Area
2,708 ft²
Efficiency
80%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2015-10-20 HK$55.65M +87.4%
2007-10-25 HK$29.70M −29.3%
1997-11-03 HK$42.00M +26.5%
1996-12-28 HK$33.21M +26.5%
1996-07-31 HK$26.26M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 34 min walk · 2,695 m
(quite far — consider other transport options)
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com