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Crescira AVM · estimated value ● Medium confidence
HK$80.13M
≈ HK$29,310 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$24.04M, with repayments around HK$271,853/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$255,811
−HK$16,042/mo
▼ 0.25% · 3.875%
HK$263,769
−HK$8,084/mo
Today · 4.125%
HK$271,853
baseline
▲ 0.50% · 4.625%
HK$288,395
+HK$16,542/mo

Deposit HK$24.04M · loan HK$56.09M · min. income ≈ HK$543,706/mo (50% DSR)

Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,405,628 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
3
Saleable Area
2,734 ft²
Gross Area
3,506 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1998-08-21 HK$22.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 25 min walk · 1,968 m
(quite far — consider other transport options)
Education
7
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building