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Crescira AVM · estimated value Medium confidence
HK$94.08M
≈ HK$33,528 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$28.22M, with repayments around HK$319,172/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$300,338
−HK$18,834/mo
▼ 0.25% · 3.875%
HK$309,680
−HK$9,492/mo
Today · 4.125%
HK$319,172
baseline
▲ 0.50% · 4.625%
HK$338,592
+HK$19,420/mo

Deposit HK$28.22M · loan HK$65.86M · min. income ≈ HK$638,344/mo (50% DSR)

Upfront cash ≈ HK$32.22M (deposit + AVD stamp duty HK$3,998,408 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
4
Saleable Area
2,806 ft²
Gross Area
3,386 ft²
Efficiency
83%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-03-04 HK$67.20M −36.0%
9.2y
2022-05-10 HK$105.00M +373.0%
13.0y
2004-01-06 HK$22.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 25 min walk · 1,968 m
(quite far — consider other transport options)
Education
7
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km

Family-friendly — 7 schools within a 1 km walk.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 5 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com