▼ 0.50% · 3.625%
HK$15,787
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,278
−HK$499/mo
Today · 4.125%
HK$16,777
baseline
▲ 0.50% · 4.625%
HK$17,798
+HK$1,021/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,554/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,563
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,034
−HK$478/mo
Today · 4.125%
HK$18,512
baseline
▲ 0.50% · 4.625%
HK$19,488
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,024/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,366
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,906
−HK$549/mo
Today · 4.125%
HK$18,455
baseline
▲ 0.50% · 4.625%
HK$19,578
+HK$1,123/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,910/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,319
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,837
−HK$526/mo
Today · 4.125%
HK$20,363
baseline
▲ 0.50% · 4.625%
HK$21,436
+HK$1,073/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,726/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,945
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,534
−HK$599/mo
Today · 4.125%
HK$20,133
baseline
▲ 0.50% · 4.625%
HK$21,358
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,266/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,076
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,641
−HK$573/mo
Today · 4.125%
HK$22,214
baseline
▲ 0.50% · 4.625%
HK$23,385
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,428/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,523
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,162
−HK$648/mo
Today · 4.125%
HK$21,810
baseline
▲ 0.50% · 4.625%
HK$23,137
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,620/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,832
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,444
−HK$621/mo
Today · 4.125%
HK$24,065
baseline
▲ 0.50% · 4.625%
HK$25,334
+HK$1,269/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,130/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,102
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,789
−HK$699/mo
Today · 4.125%
HK$23,488
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,976/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,588
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,248
−HK$669/mo
Today · 4.125%
HK$25,917
baseline
▲ 0.50% · 4.625%
HK$27,283
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,834/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,681
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,417
−HK$749/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,531/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,344
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,051
−HK$717/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,231
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,259
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$798/mo
Today · 4.125%
HK$26,843
baseline
▲ 0.50% · 4.625%
HK$28,477
+HK$1,634/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,686/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,854
−HK$765/mo
Today · 4.125%
HK$29,619
baseline
▲ 0.50% · 4.625%
HK$31,180
+HK$1,561/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,238/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,673
−HK$848/mo
Today · 4.125%
HK$28,521
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,735/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,042/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,658
−HK$812/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,129
+HK$1,659/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,417
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,301
−HK$898/mo
Today · 4.125%
HK$30,199
baseline
▲ 0.50% · 4.625%
HK$32,036
+HK$1,837/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,398/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,613
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$860/mo
Today · 4.125%
HK$33,321
baseline
▲ 0.50% · 4.625%
HK$35,078
+HK$1,757/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,642/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).