Home Wan Chai District LOCKHART HOUSE BLOCK A

21/F 7

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3/F 1 552 ft² 3/F 2 507 ft² 3/F 3 447 ft² 3/F 4 447 ft² 3/F 6 552 ft² 3/F 7 311 ft² 3/F 8 311 ft² 4/F 1 552 ft² 4/F 2 507 ft² 4/F 3 447 ft² 4/F 4 447 ft² 4/F 7 311 ft² 4/F A5 507 ft² 5/F 1 552 ft² 5/F 2 507 ft² 5/F 3 447 ft² 5/F 4 447 ft² 5/F 5 507 ft² 5/F 6 552 ft² 5/F 7 311 ft² 5/F 8 311 ft² 6/F 1 552 ft² 6/F 2 507 ft² 6/F 3 447 ft² 6/F 4 447 ft² 6/F 5 507 ft² 6/F 6 552 ft² 6/F 7 311 ft² 7/F 1 552 ft² 7/F 3 447 ft² 7/F 4 447 ft² 7/F 5 507 ft² 7/F 6 552 ft² 7/F 8 311 ft² 8/F 1 552 ft² 8/F 2 507 ft² 8/F 4 447 ft² 8/F 6 552 ft² 9/F 2 507 ft² 9/F 4 447 ft² 9/F 5 507 ft² 9/F 6 552 ft² 9/F 7 311 ft² 9/F A1 552 ft² 10/F 1 552 ft² 10/F 3 447 ft² 10/F 5 507 ft² 10/F 6 552 ft² 10/F 8 311 ft² 11/F 2 507 ft² 11/F 3 447 ft² 11/F 5 507 ft² 11/F 6 552 ft² 11/F 7 311 ft² 11/F 8 311 ft² 12/F 1 552 ft² 12/F 3 447 ft² 12/F 4 447 ft² 12/F 6 552 ft² 12/F 7 311 ft² 12/F 8 311 ft² 13/F 3 447 ft² 13/F 4 447 ft² 13/F 5 507 ft² 13/F 8 311 ft² 14/F 1 552 ft² 14/F 2 507 ft² 14/F 3 447 ft² 14/F 5 507 ft² 14/F 6 552 ft² 14/F 7 311 ft² 14/F 8 311 ft² 15/F 1 552 ft² 15/F 2 507 ft² 15/F 5 507 ft² 15/F 7 311 ft² 15/F 8 311 ft² 16/F 4 447 ft² 16/F 5 507 ft² 16/F 7 311 ft² 16/F 8 311 ft² 17/F 1 552 ft² 17/F 2 507 ft² 17/F 3 447 ft² 17/F 4 447 ft² 17/F 5 507 ft² 17/F 7 311 ft² 17/F 8 311 ft² 18/F 1 552 ft² 18/F 2 507 ft² 18/F 6 552 ft² 18/F 7 311 ft² 18/F 8 311 ft² 19/F 2 507 ft² 19/F 3 447 ft² 19/F 5 507 ft² 19/F 6 552 ft² 19/F 7 311 ft² 19/F 8 311 ft² 20/F 1 552 ft² 20/F 3 447 ft² 20/F 4 447 ft² 20/F 6 552 ft² 20/F 7 311 ft² 21/F 2 507 ft² 21/F 3 447 ft² 21/F 4 447 ft² 21/F 6 552 ft² 21/F 7 311 ft² 21/F 8 311 ft² 22/F 1 552 ft² 22/F 2 507 ft² 22/F 3 447 ft² 22/F 4 447 ft² 22/F 5 507 ft² 22/F 7 311 ft² 22/F 8 311 ft² 23/F 1 552 ft² 23/F 3 447 ft² 23/F 4 447 ft² 23/F 6 552 ft² 23/F 7 311 ft² 23/F 8 311 ft² 24/F 3 447 ft² 24/F 5 507 ft² 24/F 6 552 ft² 24/F 7 311 ft² 24/F 8 311 ft² 25/F 2 507 ft² 25/F 3 447 ft² 25/F 4 447 ft² 25/F 5 507 ft² 25/F 6 552 ft² 25/F 7 311 ft² 25/F 8 311 ft² 26/F 1 552 ft² 26/F 2 507 ft² 26/F 3 447 ft² 26/F 5 507 ft² 26/F 6 552 ft² 26/F 7 311 ft² 27/F 1 522 ft² 27/F 2 507 ft² 27/F 3 447 ft² 27/F 4 447 ft² 27/F 6 552 ft² 27/F 8 311 ft² 28/F 4 417 ft² 28/F 5 507 ft² 28/F 6 552 ft² 28/F 7 311 ft² 28/F 8 311 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.12M

≈ HK$13,261 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,988/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,927

−HK$1,061/mo

▼ 0.25% · 3.875%

HK$17,453

−HK$535/mo

Today · 4.125%

HK$17,988

baseline

▲ 0.50% · 4.625%

HK$19,083

+HK$1,095/mo

Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,976/mo (50% DSR)

Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,908 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Causeway Bay Station

≈ 4 min walk · 315 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

116

within 1 km (64 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Causeway Bay Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 116 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 98 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: 7
Saleable Area: 311 Saleable ft²
Gross Area: 357 ft²
Efficiency: 87%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-12-05	HK$3.20M	+0.0% 8.2y · −4.0%/yr	HK$10,289	HK$8,964
2025-10-24	HK$3.20M	−34.4% 8.1y · −4.0%/yr	HK$10,289	HK$8,964
2017-09-28	HK$4.88M	+99.2% 7.0y · 14.0%/yr	HK$15,691	HK$13,670
2010-09-21	HK$2.45M	—	HK$7,878	HK$6,863

Other appraised units in this building

Data sourced from Renavon.com