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At today's rate and a 90% mortgage, the deposit on this unit is about HK$389K, with repayments around HK$16,960/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$389K · loan HK$3.50M · min. income ≈ HK$33,920/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 116 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 98 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 7
- Saleable Area
- 311 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 87%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-21 | HK$4.60M | +0.0% 1.3y · 0.0%/yr |
| 2018-05-08 | HK$4.60M | +76.9% 7.2y · 11.0%/yr |
| 2011-02-15 | HK$2.60M | +18.2% |
| 2010-01-06 | HK$2.20M | +205.6% |
| 2003-12-20 | HK$720K | — |