Crescira AVM · estimated value
● Medium confidence
HK$40.27M
≈ HK$19,229 / ft² saleable
· updated 2026-10-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.08M, with repayments around HK$136,604/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$128,543
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$132,541
−HK$4,063/mo
Today · 4.125%
HK$136,604
baseline
▲ 0.50% · 4.625%
HK$144,916
+HK$8,312/mo
Deposit HK$12.08M · loan HK$28.19M · min. income ≈ HK$273,208/mo (50% DSR)
Upfront cash ≈ HK$13.79M (deposit + AVD stamp duty HK$1,711,299 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 1/F
- Flat
- B
- Saleable Area
- 2,094 ft²
- Gross Area
- 2,250 ft²
- Efficiency
- 93%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1998-06-10 | HK$14.20M | −39.1% 0.9y |
| 1997-06-25 | HK$23.30M | +55.3% 0.7y |
| 1996-10-14 | HK$15.00M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Chai Wan
≈ 58 min walk · 4,598 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.