Crescira AVM · estimated value
● Medium confidence
HK$40.62M
≈ HK$19,396 / ft² saleable
· updated 2026-10-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.18M, with repayments around HK$137,790/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$129,659
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$133,692
−HK$4,098/mo
Today · 4.125%
HK$137,790
baseline
▲ 0.50% · 4.625%
HK$146,174
+HK$8,384/mo
Deposit HK$12.18M · loan HK$28.43M · min. income ≈ HK$275,580/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,156 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 2,094 ft²
- Gross Area
- 2,250 ft²
- Efficiency
- 93%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2008-01-17 | HK$34.50M | +70.8% 3.2y |
| 2004-11-24 | HK$20.20M | +54.2% 8.7y |
| 1996-03-20 | HK$13.10M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Chai Wan
≈ 58 min walk · 4,598 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
5
parks, libraries, sports within 1 km
Green space & leisure — 5 parks, libraries and sports venues nearby.