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Crescira AVM · estimated value Medium confidence
HK$79.79M
≈ HK$32,874 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$23.94M, with repayments around HK$270,677/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$254,705
−HK$15,972/mo
▼ 0.25% · 3.875%
HK$262,627
−HK$8,050/mo
Today · 4.125%
HK$270,677
baseline
▲ 0.50% · 4.625%
HK$287,147
+HK$16,470/mo

Deposit HK$23.94M · loan HK$55.85M · min. income ≈ HK$541,354/mo (50% DSR)

Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$3,390,892 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
2,427 ft²
Gross Area
2,700 ft²
Efficiency
90%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2014-08-15 HK$72.60M +282.1%
2001-06-12 HK$19.00M +6.7%
1999-09-15 HK$17.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 23 min walk · 1,840 m
(quite far — consider other transport options)
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
4
parks, libraries, sports within 1 km

Green space & leisure — 4 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com