▼ 0.50% · 3.625%
HK$22,794
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$721/mo
Today · 4.125%
HK$24,224
baseline
▲ 0.50% · 4.625%
HK$25,698
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,448/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,358
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$690/mo
Today · 4.125%
HK$26,728
baseline
▲ 0.50% · 4.625%
HK$28,137
+HK$1,409/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,456/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,074
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,854
−HK$792/mo
Today · 4.125%
HK$26,646
baseline
▲ 0.50% · 4.625%
HK$28,267
+HK$1,621/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,292/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,894
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,642
−HK$759/mo
Today · 4.125%
HK$29,401
baseline
▲ 0.50% · 4.625%
HK$30,951
+HK$1,550/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,802/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,353
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,204
−HK$864/mo
Today · 4.125%
HK$29,068
baseline
▲ 0.50% · 4.625%
HK$30,837
+HK$1,769/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,136/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,246
−HK$828/mo
Today · 4.125%
HK$32,074
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,691/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,148/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,633
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$937/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,916/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,966
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$897/mo
Today · 4.125%
HK$34,747
baseline
▲ 0.50% · 4.625%
HK$36,579
+HK$1,832/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,494/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,912
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$1,008/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,977
+HK$2,064/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,502
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,454
−HK$966/mo
Today · 4.125%
HK$37,420
baseline
▲ 0.50% · 4.625%
HK$39,392
+HK$1,972/mo
Deposit HK$3.00M · loan HK$7.00M · min. income ≈ HK$74,840/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,191
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$1,081/mo
Today · 4.125%
HK$36,336
baseline
▲ 0.50% · 4.625%
HK$38,546
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$72,672/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,038
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,058
−HK$1,035/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,206
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.50M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,471
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,605
−HK$1,153/mo
Today · 4.125%
HK$38,758
baseline
▲ 0.50% · 4.625%
HK$41,116
+HK$2,358/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$77,516/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,573
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,103/mo
Today · 4.125%
HK$42,765
baseline
▲ 0.50% · 4.625%
HK$45,020
+HK$2,255/mo
Deposit HK$2.00M · loan HK$8.00M · min. income ≈ HK$85,530/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,750
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,956
−HK$1,224/mo
Today · 4.125%
HK$41,180
baseline
▲ 0.50% · 4.625%
HK$43,686
+HK$2,506/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$82,360/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,109
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,173/mo
Today · 4.125%
HK$45,438
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,395/mo
Deposit HK$1.50M · loan HK$8.50M · min. income ≈ HK$90,876/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,030
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,306
−HK$1,297/mo
Today · 4.125%
HK$43,603
baseline
▲ 0.50% · 4.625%
HK$46,256
+HK$2,653/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$87,206/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,645
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,869
−HK$1,242/mo
Today · 4.125%
HK$48,111
baseline
▲ 0.50% · 4.625%
HK$50,647
+HK$2,536/mo
Deposit HK$1000K · loan HK$9.00M · min. income ≈ HK$96,222/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,637 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).