▼ 0.50% · 3.625%
HK$22,660
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$716/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,466/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,886
−HK$685/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,401/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,926
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,702
−HK$788/mo
Today · 4.125%
HK$26,490
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$52,980/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,730
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,474
−HK$755/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$30,769
+HK$1,540/mo
Deposit HK$4.47M · loan HK$5.47M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,192
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,038
−HK$860/mo
Today · 4.125%
HK$28,898
baseline
▲ 0.50% · 4.625%
HK$30,656
+HK$1,758/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$57,796/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,251
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,063
−HK$823/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,566
+HK$1,680/mo
Deposit HK$3.98M · loan HK$5.96M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,458
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$931/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,905/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$892/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$1,821/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,711
−HK$1,003/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,765
+HK$2,051/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,293
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$960/mo
Today · 4.125%
HK$37,200
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$1,961/mo
Deposit HK$2.98M · loan HK$6.96M · min. income ≈ HK$74,400/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,991
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$1,074/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,029/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,101/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,257
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,384
−HK$1,146/mo
Today · 4.125%
HK$38,530
baseline
▲ 0.50% · 4.625%
HK$40,875
+HK$2,345/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,060/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,335
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,417
−HK$1,097/mo
Today · 4.125%
HK$42,514
baseline
▲ 0.50% · 4.625%
HK$44,755
+HK$2,241/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$85,028/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,523
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,217/mo
Today · 4.125%
HK$40,938
baseline
▲ 0.50% · 4.625%
HK$43,429
+HK$2,491/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$81,876/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,856
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,005
−HK$1,166/mo
Today · 4.125%
HK$45,171
baseline
▲ 0.50% · 4.625%
HK$47,552
+HK$2,381/mo
Deposit HK$1.49M · loan HK$8.45M · min. income ≈ HK$90,342/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,789
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$42,057
−HK$1,290/mo
Today · 4.125%
HK$43,347
baseline
▲ 0.50% · 4.625%
HK$45,984
+HK$2,637/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$86,694/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,377
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$46,594
−HK$1,235/mo
Today · 4.125%
HK$47,829
baseline
▲ 0.50% · 4.625%
HK$50,350
+HK$2,521/mo
Deposit HK$994K · loan HK$8.94M · min. income ≈ HK$95,658/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,765 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).