▼ 0.50% · 3.625%
HK$21,529
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,198
−HK$681/mo
Today · 4.125%
HK$22,879
baseline
▲ 0.50% · 4.625%
HK$24,271
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,758/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,593
−HK$651/mo
Today · 4.125%
HK$25,244
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,488/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,681
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,418
−HK$748/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,698
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$717/mo
Today · 4.125%
HK$27,769
baseline
▲ 0.50% · 4.625%
HK$29,232
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,538/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,638
−HK$816/mo
Today · 4.125%
HK$27,454
baseline
▲ 0.50% · 4.625%
HK$29,125
+HK$1,671/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,908/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,740
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,511
−HK$782/mo
Today · 4.125%
HK$30,293
baseline
▲ 0.50% · 4.625%
HK$31,890
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,586/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,987
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,858
−HK$884/mo
Today · 4.125%
HK$29,742
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,484/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,135
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$848/mo
Today · 4.125%
HK$32,818
baseline
▲ 0.50% · 4.625%
HK$34,547
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,636/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,140
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,078
−HK$952/mo
Today · 4.125%
HK$32,030
baseline
▲ 0.50% · 4.625%
HK$33,979
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,060/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,530
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,430
−HK$912/mo
Today · 4.125%
HK$35,342
baseline
▲ 0.50% · 4.625%
HK$37,205
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,684/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,293
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,297
−HK$1,021/mo
Today · 4.125%
HK$34,318
baseline
▲ 0.50% · 4.625%
HK$36,406
+HK$2,088/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,636/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,926
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$977/mo
Today · 4.125%
HK$37,866
baseline
▲ 0.50% · 4.625%
HK$39,862
+HK$1,996/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,732/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,446
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,517
−HK$1,089/mo
Today · 4.125%
HK$36,606
baseline
▲ 0.50% · 4.625%
HK$38,833
+HK$2,227/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,212/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,321
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,348
−HK$1,043/mo
Today · 4.125%
HK$40,391
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,129/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,782/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,599
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,737
−HK$1,157/mo
Today · 4.125%
HK$38,894
baseline
▲ 0.50% · 4.625%
HK$41,260
+HK$2,366/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,788/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,716
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,808
−HK$1,107/mo
Today · 4.125%
HK$42,915
baseline
▲ 0.50% · 4.625%
HK$45,177
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,830/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,751
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,957
−HK$1,225/mo
Today · 4.125%
HK$41,182
baseline
▲ 0.50% · 4.625%
HK$43,687
+HK$2,505/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,364/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,111
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,267
−HK$1,173/mo
Today · 4.125%
HK$45,440
baseline
▲ 0.50% · 4.625%
HK$47,835
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,880/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,130 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).