▼ 0.50% · 3.625%
HK$21,210
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,869
−HK$671/mo
Today · 4.125%
HK$22,540
baseline
▲ 0.50% · 4.625%
HK$23,911
+HK$1,371/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,080/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,596
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,228
−HK$642/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,181
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,331
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,056
−HK$738/mo
Today · 4.125%
HK$24,794
baseline
▲ 0.50% · 4.625%
HK$26,302
+HK$1,508/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,588/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,955
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,651
−HK$706/mo
Today · 4.125%
HK$27,357
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,714/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,452
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,243
−HK$805/mo
Today · 4.125%
HK$27,048
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,096/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,315
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$770/mo
Today · 4.125%
HK$29,844
baseline
▲ 0.50% · 4.625%
HK$31,418
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,688/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,573
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,430
−HK$872/mo
Today · 4.125%
HK$29,302
baseline
▲ 0.50% · 4.625%
HK$31,085
+HK$1,783/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,604/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,674
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$835/mo
Today · 4.125%
HK$32,332
baseline
▲ 0.50% · 4.625%
HK$34,036
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,664/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,694
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$939/mo
Today · 4.125%
HK$31,556
baseline
▲ 0.50% · 4.625%
HK$33,476
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,112/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,034
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,920
−HK$899/mo
Today · 4.125%
HK$34,819
baseline
▲ 0.50% · 4.625%
HK$36,654
+HK$1,835/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,638/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,815
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,804
−HK$1,006/mo
Today · 4.125%
HK$33,810
baseline
▲ 0.50% · 4.625%
HK$35,867
+HK$2,057/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,620/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,343
−HK$963/mo
Today · 4.125%
HK$37,306
baseline
▲ 0.50% · 4.625%
HK$39,272
+HK$1,966/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,612/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,936
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,991
−HK$1,073/mo
Today · 4.125%
HK$36,064
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$2,194/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,128/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,753
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,765
−HK$1,028/mo
Today · 4.125%
HK$39,793
baseline
▲ 0.50% · 4.625%
HK$41,890
+HK$2,097/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,586/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,057
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,178
−HK$1,140/mo
Today · 4.125%
HK$38,318
baseline
▲ 0.50% · 4.625%
HK$40,649
+HK$2,331/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,636/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,113
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,188
−HK$1,092/mo
Today · 4.125%
HK$42,280
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,228/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,560/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,178
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,365
−HK$1,207/mo
Today · 4.125%
HK$40,572
baseline
▲ 0.50% · 4.625%
HK$43,040
+HK$2,468/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,144/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,472
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,611
−HK$1,156/mo
Today · 4.125%
HK$44,767
baseline
▲ 0.50% · 4.625%
HK$47,126
+HK$2,359/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,534/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,147 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).