▼ 0.50% · 3.625%
HK$21,293
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,955
−HK$673/mo
Today · 4.125%
HK$22,628
baseline
▲ 0.50% · 4.625%
HK$24,005
+HK$1,377/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,256/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,688
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,323
−HK$645/mo
Today · 4.125%
HK$24,968
baseline
▲ 0.50% · 4.625%
HK$26,284
+HK$1,316/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,936/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,422
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,151
−HK$740/mo
Today · 4.125%
HK$24,891
baseline
▲ 0.50% · 4.625%
HK$26,405
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$49,782/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,057
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,756
−HK$709/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$28,912
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.14M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,551
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,346
−HK$808/mo
Today · 4.125%
HK$27,154
baseline
▲ 0.50% · 4.625%
HK$28,806
+HK$1,652/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$54,308/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,426
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,188
−HK$773/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,541
+HK$1,580/mo
Deposit HK$3.74M · loan HK$5.60M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,681
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,542
−HK$875/mo
Today · 4.125%
HK$29,417
baseline
▲ 0.50% · 4.625%
HK$31,206
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$58,834/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$838/mo
Today · 4.125%
HK$32,458
baseline
▲ 0.50% · 4.625%
HK$34,169
+HK$1,711/mo
Deposit HK$3.27M · loan HK$6.07M · min. income ≈ HK$64,916/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,810
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,737
−HK$942/mo
Today · 4.125%
HK$31,679
baseline
▲ 0.50% · 4.625%
HK$33,607
+HK$1,928/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$63,358/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,163
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,053
−HK$902/mo
Today · 4.125%
HK$34,955
baseline
▲ 0.50% · 4.625%
HK$36,798
+HK$1,843/mo
Deposit HK$2.80M · loan HK$6.54M · min. income ≈ HK$69,910/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,939
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$32,933
−HK$1,009/mo
Today · 4.125%
HK$33,942
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$2,065/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,884/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,532
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,485
−HK$967/mo
Today · 4.125%
HK$37,452
baseline
▲ 0.50% · 4.625%
HK$39,426
+HK$1,974/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,904/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,069
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,128
−HK$1,077/mo
Today · 4.125%
HK$36,205
baseline
▲ 0.50% · 4.625%
HK$38,408
+HK$2,203/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$72,410/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,901
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,917
−HK$1,032/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,054
+HK$2,105/mo
Deposit HK$1.87M · loan HK$7.47M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,198
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$37,324
−HK$1,144/mo
Today · 4.125%
HK$38,468
baseline
▲ 0.50% · 4.625%
HK$40,808
+HK$2,340/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$76,936/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,270
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,095/mo
Today · 4.125%
HK$42,445
baseline
▲ 0.50% · 4.625%
HK$44,683
+HK$2,238/mo
Deposit HK$1.40M · loan HK$7.94M · min. income ≈ HK$84,890/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,327
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,519
−HK$1,212/mo
Today · 4.125%
HK$40,731
baseline
▲ 0.50% · 4.625%
HK$43,209
+HK$2,478/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$81,462/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,639
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,782
−HK$1,160/mo
Today · 4.125%
HK$44,942
baseline
▲ 0.50% · 4.625%
HK$47,311
+HK$2,369/mo
Deposit HK$934K · loan HK$8.40M · min. income ≈ HK$89,884/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,792 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).