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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,381/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,762/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 3
- Saleable Area
- 210 Saleable ft²
- Gross Area
- 325 ft²
- Efficiency
- 65%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-10-25 | HK$3.36M | +52.7% 4.6y · 12.0%/yr |
| 2012-03-07 | HK$2.20M | +23.6% |
| 2010-09-14 | HK$1.78M | +20.3% |
| 2009-12-18 | HK$1.48M | +12.1% |
| 2009-05-19 | HK$1.32M | +5.6% |
| 2008-09-24 | HK$1.25M | −27.3% |
| 1997-10-30 | HK$1.72M | +10.3% |
| 1997-09-19 | HK$1.56M | — |