Home Eastern District MING FAI BUILDING BLOCK B

16/F 1

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2/F 1 229 ft² 2/F 2 210 ft² 2/F 3 210 ft² 2/F 4 229 ft² 3/F 1 229 ft² 3/F 2 210 ft² 3/F 3 210 ft² 4/F 1 229 ft² 4/F 2 210 ft² 4/F 4 229 ft² 5/F 1 229 ft² 5/F 2 210 ft² 5/F 4 229 ft² 6/F 1 229 ft² 6/F 2 210 ft² 6/F 3 210 ft² 6/F 4 224 ft² 7/F 1 229 ft² 7/F 2 210 ft² 7/F 3 210 ft² 7/F 4 229 ft² 8/F 1 229 ft² 8/F 2 210 ft² 9/F 1 229 ft² 9/F 2 215 ft² 9/F 4 224 ft² 10/F 1 229 ft² 10/F 3 210 ft² 10/F 4 224 ft² 11/F 1 229 ft² 11/F 2 210 ft² 11/F 3 210 ft² 11/F 4 224 ft² 12/F 1 229 ft² 12/F 3 210 ft² 12/F 4 229 ft² 13/F 1 229 ft² 13/F 2 215 ft² 13/F 3 210 ft² 14/F 3 210 ft² 15/F 1 229 ft² 15/F 2 210 ft² 15/F 3 210 ft² 15/F 4 229 ft² 16/F 1 229 ft² 16/F 2 210 ft² 16/F 4 229 ft² 17/F 1 229 ft² 17/F 2 210 ft² 17/F 3 210 ft² 17/F 4 229 ft² 18/F 1 229 ft² 18/F 2 210 ft² 18/F 3 210 ft² 19/F 1 229 ft² 19/F 2 210 ft² 19/F 3 210 ft² 19/F 4 224 ft² 20/F 1 229 ft² 20/F 2 210 ft² 20/F 3 210 ft² 20/F 4 229 ft² 21/F 1 229 ft² 21/F 2 210 ft² 21/F 4 229 ft² 22/F 1 229 ft² 22/F 2 210 ft² 22/F 3 210 ft² 22/F 4 229 ft² 23/F 4 224 ft² 24/F 1 229 ft² 24/F 2 165 ft² 24/F 3 165 ft² 24/F 4 229 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.42M

≈ HK$14,946 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,929/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$14,048

−HK$881/mo

▼ 0.25% · 3.875%

HK$14,485

−HK$444/mo

Today · 4.125%

HK$14,929

baseline

▲ 0.50% · 4.625%

HK$15,838

+HK$909/mo

Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,858/mo (50% DSR)

Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Fortress Hill Station

≈ 6 min walk · 470 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (22 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 16/F
Flat: 1
Saleable Area: 229 Saleable ft²
Gross Area: 339 ft²
Efficiency: 68%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-12-06	HK$4.70M	+20.5% 3.0y · 7.0%/yr	HK$20,524	HK$13,864
2016-12-05	HK$3.90M	+23.8% 3.4y · 7.0%/yr	HK$17,031	HK$11,504
2013-07-30	HK$3.15M	+29.1%	HK$13,756	HK$9,292
2011-06-16	HK$2.44M	+93.7%	HK$10,655	HK$7,198
2007-05-10	HK$1.26M	+50.0%	HK$5,502	HK$3,717
2004-07-08	HK$840K	+6.3%	HK$3,668	HK$2,478
2001-11-27	HK$790K	—	HK$3,450	HK$2,330

Other appraised units in this building

Data sourced from Renavon.com