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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,678/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.03M · min. income ≈ HK$29,356/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 4
- Saleable Area
- 229 Saleable ft²
- Gross Area
- 339 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-26 | HK$3.50M | +25.9% 0.6y |
| 2025-10-16 | HK$2.78M | −24.5% 7.7y · −3.0%/yr |
| 2018-02-20 | HK$3.68M | +22.7% 3.8y · 6.0%/yr |
| 2014-05-14 | HK$3.00M | +72.4% |
| 2010-07-23 | HK$1.74M | −1.7% |
| 1997-06-26 | HK$1.77M | +12.7% |
| 1997-04-08 | HK$1.57M | +8.3% |
| 1997-03-04 | HK$1.45M | — |