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At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,102/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,204/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 445 Saleable ft²
- Gross Area
- 602 ft²
- Efficiency
- 74%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-28 | HK$4.00M | −29.3% 4.6y · −6.0%/yr |
| 2021-10-18 | HK$5.66M | +9.9% 0.9y |
| 2020-11-12 | HK$5.15M | +7.3% 3.0y · 2.0%/yr |
| 2017-11-16 | HK$4.80M | +33.3% 3.1y · 11.0%/yr |
| 2014-09-19 | HK$3.60M | — |