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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,203/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,406/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- P
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 74%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-09 | HK$2.98M | −25.1% 8.5y |
| 2018-01-03 | HK$3.98M | +18.5% 3.2y · 6.0%/yr |
| 2014-10-08 | HK$3.36M | +68.0% |
| 2010-05-07 | HK$2.00M | +44.9% |
| 2009-02-16 | HK$1.38M | +45.3% |
| 2008-12-03 | HK$950K | — |