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At today's rate and a 90% mortgage, the deposit on this unit is about HK$539K, with repayments around HK$23,521/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,042/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,331 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 7
- Saleable Area
- 456 Saleable ft²
- Gross Area
- 514 ft²
- Efficiency
- 89%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-02 | HK$7.15M | +33.1% 6.2y · 5.0%/yr |
| 2016-06-15 | HK$5.37M | +30.3% 3.9y · 8.0%/yr |
| 2012-07-20 | HK$4.12M | +45.1% |
| 2010-02-03 | HK$2.84M | +101.4% |
| 2001-03-03 | HK$1.41M | −52.2% |
| 1997-11-21 | HK$2.95M | +4.6% |
| 1997-07-08 | HK$2.82M | +10.6% |
| 1997-04-24 | HK$2.55M | — |