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22/F 3

in HEALTHY GARDENS BLOCK E

Eastern District · Hong Kong Island

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4/F 2 456 ft² 4/F 3 456 ft² 4/F 5 446 ft² 4/F 6 456 ft² 4/F 7 456 ft² 4/F 8 446 ft² 5/F 1 446 ft² 5/F 2 456 ft² 5/F 3 456 ft² 5/F 4 446 ft² 5/F 7 456 ft² 5/F 8 446 ft² 6/F 1 446 ft² 6/F 4 446 ft² 6/F 8 446 ft² 7/F 1 446 ft² 7/F 3 456 ft² 7/F 6 456 ft² 7/F 7 456 ft² 7/F 8 446 ft² 8/F 2 456 ft² 8/F 3 456 ft² 8/F 5 446 ft² 8/F 6 456 ft² 8/F 7 456 ft² 8/F 8 446 ft² 9/F 3 456 ft² 9/F 5 446 ft² 9/F 6 456 ft² 9/F 7 456 ft² 9/F 8 446 ft² 10/F 1 446 ft² 10/F 2 456 ft² 10/F 3 456 ft² 10/F 4 446 ft² 10/F 5 446 ft² 10/F 6 456 ft² 10/F 8 446 ft² 11/F 1 446 ft² 11/F 3 456 ft² 11/F 6 456 ft² 11/F 7 456 ft² 11/F 5 446 ft² 12/F 3 469 ft² 12/F 4 446 ft² 12/F 5 446 ft² 12/F 6 456 ft² 12/F 7 456 ft² 12/F 8 446 ft² 13/F 1 446 ft² 13/F 2 456 ft² 13/F 3 469 ft² 13/F 4 446 ft² 14/F 1 446 ft² 14/F 2 456 ft² 14/F 6 456 ft² 14/F 8 446 ft² 15/F 3 456 ft² 15/F 4 446 ft² 15/F 5 446 ft² 15/F 6 456 ft² 15/F 7 456 ft² 15/F 8 446 ft² 16/F 3 456 ft² 16/F 5 446 ft² 16/F 6 456 ft² 16/F 7 456 ft² 16/F 8 446 ft² 17/F 1 446 ft² 17/F 2 456 ft² 17/F 3 456 ft² 17/F 4 446 ft² 17/F 5 446 ft² 17/F 7 456 ft² 18/F 2 456 ft² 18/F 3 456 ft² 18/F 4 446 ft² 18/F 7 456 ft² 18/F 8 446 ft² 19/F 1 446 ft² 19/F 4 446 ft² 19/F 5 446 ft² 19/F 7 456 ft² 20/F 1 446 ft² 20/F 2 456 ft² 20/F 3 456 ft² 20/F 4 446 ft² 20/F 6 456 ft² 20/F 7 456 ft² 20/F 8 446 ft² 21/F 1 446 ft² 21/F 2 456 ft² 21/F 3 456 ft² 21/F 4 446 ft² 21/F 5 446 ft² 21/F 7 456 ft² 21/F 8 446 ft² 22/F 1 446 ft² 22/F 2 456 ft² 22/F 3 456 ft² 22/F 4 446 ft² 22/F 5 446 ft² 22/F 7 456 ft² 23/F 1 446 ft² 23/F 3 469 ft² 23/F 4 446 ft² 23/F 6 456 ft² 24/F 2 456 ft² 24/F 3 456 ft² 24/F 4 446 ft² 24/F 5 446 ft² 24/F 7 456 ft² 25/F 1 446 ft² 25/F 2 456 ft² 25/F 3 456 ft² 25/F 5 446 ft² 25/F 6 456 ft² 25/F 7 456 ft² 26/F 1 446 ft² 26/F 2 456 ft² 26/F 3 456 ft² 26/F 5 446 ft² 26/F 6 456 ft² 26/F 7 456 ft² 26/F 8 446 ft²
Crescira AVM · estimated value Medium confidence
HK$6.06M
≈ HK$13,287 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$606K, with repayments around HK$26,428/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$24,868
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$786/mo
Today · 4.125%
HK$26,428
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,608/mo

Deposit HK$606K · loan HK$5.45M · min. income ≈ HK$52,856/mo (50% DSR)

Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$140,880 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway North Point Station
≈ 5 min walk · 351 m
Education
40
schools within 1 km (14 within 500 m)
Daily convenience
34
within 1 km (19 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
22/F
Flat
3
Saleable Area
456 Saleable ft²
Gross Area
534 ft²
Efficiency
85%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2011-01-24 HK$3.55M +31.5%
1998-03-25 HK$2.70M +42.9%
1995-12-21 HK$1.89M
Data sourced from Renavon.com