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21/F 3

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4/F 2 456 ft² 4/F 3 456 ft² 4/F 5 446 ft² 4/F 6 456 ft² 4/F 7 456 ft² 4/F 8 446 ft² 5/F 1 446 ft² 5/F 2 456 ft² 5/F 3 456 ft² 5/F 4 446 ft² 5/F 7 456 ft² 5/F 8 446 ft² 6/F 1 446 ft² 6/F 4 446 ft² 6/F 8 446 ft² 7/F 1 446 ft² 7/F 3 456 ft² 7/F 6 456 ft² 7/F 7 456 ft² 7/F 8 446 ft² 8/F 2 456 ft² 8/F 3 456 ft² 8/F 5 446 ft² 8/F 6 456 ft² 8/F 7 456 ft² 8/F 8 446 ft² 9/F 3 456 ft² 9/F 5 446 ft² 9/F 6 456 ft² 9/F 7 456 ft² 9/F 8 446 ft² 10/F 1 446 ft² 10/F 2 456 ft² 10/F 3 456 ft² 10/F 4 446 ft² 10/F 5 446 ft² 10/F 6 456 ft² 10/F 8 446 ft² 11/F 1 446 ft² 11/F 3 456 ft² 11/F 6 456 ft² 11/F 7 456 ft² 11/F 5 446 ft² 12/F 3 469 ft² 12/F 4 446 ft² 12/F 5 446 ft² 12/F 6 456 ft² 12/F 7 456 ft² 12/F 8 446 ft² 13/F 1 446 ft² 13/F 2 456 ft² 13/F 3 469 ft² 13/F 4 446 ft² 14/F 1 446 ft² 14/F 2 456 ft² 14/F 6 456 ft² 14/F 8 446 ft² 15/F 3 456 ft² 15/F 4 446 ft² 15/F 5 446 ft² 15/F 6 456 ft² 15/F 7 456 ft² 15/F 8 446 ft² 16/F 3 456 ft² 16/F 5 446 ft² 16/F 6 456 ft² 16/F 7 456 ft² 16/F 8 446 ft² 17/F 1 446 ft² 17/F 2 456 ft² 17/F 3 456 ft² 17/F 4 446 ft² 17/F 5 446 ft² 17/F 7 456 ft² 18/F 2 456 ft² 18/F 3 456 ft² 18/F 4 446 ft² 18/F 7 456 ft² 18/F 8 446 ft² 19/F 1 446 ft² 19/F 4 446 ft² 19/F 5 446 ft² 19/F 7 456 ft² 20/F 1 446 ft² 20/F 2 456 ft² 20/F 3 456 ft² 20/F 4 446 ft² 20/F 6 456 ft² 20/F 7 456 ft² 20/F 8 446 ft² 21/F 1 446 ft² 21/F 2 456 ft² 21/F 3 456 ft² 21/F 4 446 ft² 21/F 5 446 ft² 21/F 7 456 ft² 21/F 8 446 ft² 22/F 1 446 ft² 22/F 2 456 ft² 22/F 3 456 ft² 22/F 4 446 ft² 22/F 5 446 ft² 22/F 7 456 ft² 23/F 1 446 ft² 23/F 3 469 ft² 23/F 4 446 ft² 23/F 6 456 ft² 24/F 2 456 ft² 24/F 3 456 ft² 24/F 4 446 ft² 24/F 5 446 ft² 24/F 7 456 ft² 25/F 1 446 ft² 25/F 2 456 ft² 25/F 3 456 ft² 25/F 5 446 ft² 25/F 6 456 ft² 25/F 7 456 ft² 26/F 1 446 ft² 26/F 2 456 ft² 26/F 3 456 ft² 26/F 5 446 ft² 26/F 6 456 ft² 26/F 7 456 ft² 26/F 8 446 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.05M

≈ HK$13,268 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$605K, with repayments around HK$26,390/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$24,833

−HK$1,557/mo

▼ 0.25% · 3.875%

HK$25,605

−HK$785/mo

Today · 4.125%

HK$26,390

baseline

▲ 0.50% · 4.625%

HK$27,996

+HK$1,606/mo

Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$52,780/mo (50% DSR)

Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$140,020 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 5 min walk · 351 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 21/F
Flat: 3
Saleable Area: 456 Saleable ft²
Gross Area: 534 ft²
Efficiency: 85%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-04-22	HK$5.78M	−23.5% 5.3y · −5.0%/yr	HK$12,675	HK$10,824
2020-12-30	HK$7.56M	+42.1% 6.0y · 7.0%/yr	HK$16,579	HK$14,157
2014-12-11	HK$5.32M	+43.8%	HK$11,667	HK$9,962
2012-03-01	HK$3.70M	+80.5%	HK$8,114	HK$6,929
2005-06-29	HK$2.05M	+73.7%	HK$4,496	HK$3,839
2002-12-12	HK$1.18M	−67.7%	HK$2,588	HK$2,210
1997-12-09	HK$3.65M	+10.9%	HK$8,004	HK$6,835
1997-10-23	HK$3.29M	+8.9%	HK$7,215	HK$6,161
1997-06-26	HK$3.02M	—	HK$6,623	HK$5,655

Other appraised units in this building

Data sourced from Renavon.com