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At today's rate and a 90% mortgage, the deposit on this unit is about HK$253K, with repayments around HK$11,021/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$22,042/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 161 Saleable ft²
- Gross Area
- 270 ft²
- Efficiency
- 60%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-28 | HK$2.28M | −29.3% 4.5y · −7.0%/yr |
| 2021-04-26 | HK$3.23M | +68.0% 9.1y · 7.0%/yr |
| 2012-03-15 | HK$1.92M | +0.5% |
| 2011-07-28 | HK$1.91M | +27.3% |
| 2010-09-10 | HK$1.50M | +92.3% |
| 2006-03-31 | HK$780K | +11.4% |
| 2005-05-28 | HK$700K | +27.3% |
| 2004-04-01 | HK$550K | +22.2% |
| 2002-10-19 | HK$450K | −67.6% |
| 1997-05-21 | HK$1.39M | — |