▼ 0.50% · 3.625%
HK$3,790
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$119/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$246/mo
Deposit HK$831K · loan HK$831K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$115/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$234/mo
Deposit HK$831K · loan HK$831K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,169
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,298
−HK$132/mo
Today · 4.125%
HK$4,430
baseline
▲ 0.50% · 4.625%
HK$4,700
+HK$270/mo
Deposit HK$748K · loan HK$914K · min. income ≈ HK$8,860/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,638
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,762
−HK$126/mo
Today · 4.125%
HK$4,888
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$258/mo
Deposit HK$748K · loan HK$914K · min. income ≈ HK$9,776/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$144/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$294/mo
Deposit HK$665K · loan HK$997K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$138/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$281/mo
Deposit HK$665K · loan HK$997K · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$156/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$318/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$149/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,082
+HK$305/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$167/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,982
+HK$344/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$161/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$327/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,685
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,862
−HK$179/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$172/mo
Today · 4.125%
HK$6,666
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$351/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,332/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$192/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,836
+HK$392/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$183/mo
Today · 4.125%
HK$7,110
baseline
▲ 0.50% · 4.625%
HK$7,485
+HK$375/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,220/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$204/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,263
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,167
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$195/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$7,953
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,822
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,034
−HK$215/mo
Today · 4.125%
HK$7,249
baseline
▲ 0.50% · 4.625%
HK$7,691
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,498/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,589
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,793
−HK$206/mo
Today · 4.125%
HK$7,999
baseline
▲ 0.50% · 4.625%
HK$8,421
+HK$422/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$15,998/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).