▼ 0.50% · 3.625%
HK$3,912
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$123/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$253/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$118/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$242/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$136/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$278/mo
Deposit HK$772K · loan HK$944K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$130/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$266/mo
Deposit HK$772K · loan HK$944K · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$149/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$142/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,795
+HK$291/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$160/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$329/mo
Deposit HK$600K · loan HK$1.12M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$154/mo
Today · 4.125%
HK$5,963
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$315/mo
Deposit HK$600K · loan HK$1.12M · min. income ≈ HK$11,926/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$173/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,256
−HK$166/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$338/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,868
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$186/mo
Today · 4.125%
HK$6,236
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,472/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$178/mo
Today · 4.125%
HK$6,881
baseline
▲ 0.50% · 4.625%
HK$7,243
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,762/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,259
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,454
−HK$198/mo
Today · 4.125%
HK$6,652
baseline
▲ 0.50% · 4.625%
HK$7,056
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,304/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,150
−HK$189/mo
Today · 4.125%
HK$7,339
baseline
▲ 0.50% · 4.625%
HK$7,726
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,678/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,650
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,857
−HK$210/mo
Today · 4.125%
HK$7,067
baseline
▲ 0.50% · 4.625%
HK$7,497
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,134/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,398
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,597
−HK$201/mo
Today · 4.125%
HK$7,798
baseline
▲ 0.50% · 4.625%
HK$8,209
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,596/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$223/mo
Today · 4.125%
HK$7,483
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$455/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$14,966/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,833
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,044
−HK$213/mo
Today · 4.125%
HK$8,257
baseline
▲ 0.50% · 4.625%
HK$8,692
+HK$435/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$16,514/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).