▼ 0.50% · 3.625%
HK$5,734
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$181/mo
Today · 4.125%
HK$6,093
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$371/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$12,186/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,378
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,550
−HK$173/mo
Today · 4.125%
HK$6,723
baseline
▲ 0.50% · 4.625%
HK$7,077
+HK$354/mo
Deposit HK$1.26M · loan HK$1.26M · min. income ≈ HK$13,446/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,503
−HK$199/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,110
+HK$408/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,205
−HK$190/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,785
+HK$390/mo
Deposit HK$1.13M · loan HK$1.38M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,094
−HK$218/mo
Today · 4.125%
HK$7,312
baseline
▲ 0.50% · 4.625%
HK$7,757
+HK$445/mo
Deposit HK$1.01M · loan HK$1.51M · min. income ≈ HK$14,624/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,654
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,859
−HK$209/mo
Today · 4.125%
HK$8,068
baseline
▲ 0.50% · 4.625%
HK$8,493
+HK$425/mo
Deposit HK$1.01M · loan HK$1.51M · min. income ≈ HK$16,136/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,454
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,685
−HK$236/mo
Today · 4.125%
HK$7,921
baseline
▲ 0.50% · 4.625%
HK$8,403
+HK$482/mo
Deposit HK$880K · loan HK$1.63M · min. income ≈ HK$15,842/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,292
−HK$448/mo
▼ 0.25% · 3.875%
HK$8,514
−HK$226/mo
Today · 4.125%
HK$8,740
baseline
▲ 0.50% · 4.625%
HK$9,201
+HK$461/mo
Deposit HK$880K · loan HK$1.63M · min. income ≈ HK$17,480/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,027
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,277
−HK$253/mo
Today · 4.125%
HK$8,530
baseline
▲ 0.50% · 4.625%
HK$9,049
+HK$519/mo
Deposit HK$754K · loan HK$1.76M · min. income ≈ HK$17,060/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,930
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,169
−HK$243/mo
Today · 4.125%
HK$9,412
baseline
▲ 0.50% · 4.625%
HK$9,908
+HK$496/mo
Deposit HK$754K · loan HK$1.76M · min. income ≈ HK$18,824/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,600
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,868
−HK$272/mo
Today · 4.125%
HK$9,140
baseline
▲ 0.50% · 4.625%
HK$9,696
+HK$556/mo
Deposit HK$629K · loan HK$1.89M · min. income ≈ HK$18,280/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,568
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,824
−HK$261/mo
Today · 4.125%
HK$10,085
baseline
▲ 0.50% · 4.625%
HK$10,616
+HK$531/mo
Deposit HK$629K · loan HK$1.89M · min. income ≈ HK$20,170/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,174
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,459
−HK$290/mo
Today · 4.125%
HK$9,749
baseline
▲ 0.50% · 4.625%
HK$10,342
+HK$593/mo
Deposit HK$503K · loan HK$2.01M · min. income ≈ HK$19,498/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,206
−HK$551/mo
▼ 0.25% · 3.875%
HK$10,479
−HK$278/mo
Today · 4.125%
HK$10,757
baseline
▲ 0.50% · 4.625%
HK$11,324
+HK$567/mo
Deposit HK$503K · loan HK$2.01M · min. income ≈ HK$21,514/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,747
−HK$611/mo
▼ 0.25% · 3.875%
HK$10,050
−HK$308/mo
Today · 4.125%
HK$10,358
baseline
▲ 0.50% · 4.625%
HK$10,989
+HK$631/mo
Deposit HK$377K · loan HK$2.14M · min. income ≈ HK$20,716/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,843
−HK$586/mo
▼ 0.25% · 3.875%
HK$11,134
−HK$295/mo
Today · 4.125%
HK$11,429
baseline
▲ 0.50% · 4.625%
HK$12,032
+HK$603/mo
Deposit HK$377K · loan HK$2.14M · min. income ≈ HK$22,858/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,320
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,641
−HK$327/mo
Today · 4.125%
HK$10,968
baseline
▲ 0.50% · 4.625%
HK$11,635
+HK$667/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,936/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,481
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,789
−HK$313/mo
Today · 4.125%
HK$12,102
baseline
▲ 0.50% · 4.625%
HK$12,739
+HK$637/mo
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$24,204/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).