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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,728/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.42M · min. income ≈ HK$23,456/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- N
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 62%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-17 | HK$3.00M | −28.6% 3.7y · −8.0%/yr |
| 2020-08-26 | HK$4.20M | +40.9% 4.9y · 8.0%/yr |
| 2015-10-12 | HK$2.98M | +64.6% |
| 2010-08-24 | HK$1.81M | +3.4% |
| 2010-05-10 | HK$1.75M | +8.0% |
| 2010-02-22 | HK$1.62M | +47.3% |
| 2008-02-27 | HK$1.10M | +89.7% |
| 2002-02-08 | HK$580K | +41.5% |
| 2001-11-15 | HK$410K | — |