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At today's rate and a 90% mortgage, the deposit on this unit is about HK$275K, with repayments around HK$12,002/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$275K · loan HK$2.48M · min. income ≈ HK$24,004/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- N
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 510 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-12 | HK$2.73M | +36.5% 0.4y |
| 2026-01-14 | HK$2.00M | −19.4% 14.3y · −1.0%/yr |
| 2011-08-25 | HK$2.48M | +148.0% |
| 2007-08-02 | HK$1.00M | +16.3% |
| 2007-05-26 | HK$860K | — |