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At today's rate and a 90% mortgage, the deposit on this unit is about HK$266K, with repayments around HK$11,587/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$266K · loan HK$2.39M · min. income ≈ HK$23,174/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- D
- Saleable Area
- 350 Saleable ft²
- Gross Area
- 570 ft²
- Efficiency
- 61%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-31 | HK$3.68M | +22.7% 3.7y · 6.0%/yr |
| 2013-08-08 | HK$3.00M | +50.0% |
| 2011-07-19 | HK$2.00M | +29.9% |
| 2010-04-19 | HK$1.54M | +15.8% |
| 2010-01-22 | HK$1.33M | +12.7% |
| 2008-01-04 | HK$1.18M | +24.2% |
| 2007-05-22 | HK$950K | +4.4% |
| 1999-01-29 | HK$910K | −9.0% |
| 1998-02-28 | HK$1.00M | — |