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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,714/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.42M · min. income ≈ HK$23,428/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Tai Koo Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 1
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-26 | HK$2.46M | −32.1% 10.1y · −2.0%/yr |
| 2022-07-19 | HK$3.63M | +0.0% 0.3y |
| 2022-03-28 | HK$3.63M | +11.7% 6.6y · 2.0%/yr |
| 2015-08-24 | HK$3.25M | +407.8% |
| 2004-12-13 | HK$640K | +20.8% |
| 2003-09-09 | HK$530K | — |