▼ 0.50% · 3.625%
HK$6,831
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$216/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,701
+HK$441/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,600
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$206/mo
Today · 4.125%
HK$8,010
baseline
▲ 0.50% · 4.625%
HK$8,433
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,020/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,514
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,748
−HK$238/mo
Today · 4.125%
HK$7,986
baseline
▲ 0.50% · 4.625%
HK$8,472
+HK$486/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,972/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,360
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,584
−HK$227/mo
Today · 4.125%
HK$8,811
baseline
▲ 0.50% · 4.625%
HK$9,276
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,622/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,198
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,453
−HK$259/mo
Today · 4.125%
HK$8,712
baseline
▲ 0.50% · 4.625%
HK$9,242
+HK$530/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,424/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,120
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,364
−HK$248/mo
Today · 4.125%
HK$9,612
baseline
▲ 0.50% · 4.625%
HK$10,119
+HK$507/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,224/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,881
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,157
−HK$281/mo
Today · 4.125%
HK$9,438
baseline
▲ 0.50% · 4.625%
HK$10,012
+HK$574/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,876/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,880
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,145
−HK$269/mo
Today · 4.125%
HK$10,414
baseline
▲ 0.50% · 4.625%
HK$10,962
+HK$548/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,828/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,564
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,861
−HK$303/mo
Today · 4.125%
HK$10,164
baseline
▲ 0.50% · 4.625%
HK$10,782
+HK$618/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$20,328/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,640
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,925
−HK$290/mo
Today · 4.125%
HK$11,215
baseline
▲ 0.50% · 4.625%
HK$11,806
+HK$591/mo
Deposit HK$899K · loan HK$2.10M · min. income ≈ HK$22,430/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,247
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,566
−HK$324/mo
Today · 4.125%
HK$10,890
baseline
▲ 0.50% · 4.625%
HK$11,552
+HK$662/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$21,780/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,400
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,705
−HK$311/mo
Today · 4.125%
HK$12,016
baseline
▲ 0.50% · 4.625%
HK$12,649
+HK$633/mo
Deposit HK$749K · loan HK$2.25M · min. income ≈ HK$24,032/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,930
−HK$686/mo
▼ 0.25% · 3.875%
HK$11,270
−HK$346/mo
Today · 4.125%
HK$11,616
baseline
▲ 0.50% · 4.625%
HK$12,322
+HK$706/mo
Deposit HK$599K · loan HK$2.40M · min. income ≈ HK$23,232/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,160
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,486
−HK$331/mo
Today · 4.125%
HK$12,817
baseline
▲ 0.50% · 4.625%
HK$13,492
+HK$675/mo
Deposit HK$599K · loan HK$2.40M · min. income ≈ HK$25,634/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,613
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,975
−HK$367/mo
Today · 4.125%
HK$12,342
baseline
▲ 0.50% · 4.625%
HK$13,092
+HK$750/mo
Deposit HK$449K · loan HK$2.55M · min. income ≈ HK$24,684/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,920
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,266
−HK$352/mo
Today · 4.125%
HK$13,618
baseline
▲ 0.50% · 4.625%
HK$14,335
+HK$717/mo
Deposit HK$449K · loan HK$2.55M · min. income ≈ HK$27,236/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,296
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,679
−HK$389/mo
Today · 4.125%
HK$13,068
baseline
▲ 0.50% · 4.625%
HK$13,863
+HK$795/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,136/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,680
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,047
−HK$372/mo
Today · 4.125%
HK$14,419
baseline
▲ 0.50% · 4.625%
HK$15,179
+HK$760/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,838/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).