▼ 0.50% · 3.625%
HK$22,776
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,484
−HK$720/mo
Today · 4.125%
HK$24,204
baseline
▲ 0.50% · 4.625%
HK$25,677
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,408/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,338
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,017
−HK$690/mo
Today · 4.125%
HK$26,707
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,414/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,833
−HK$791/mo
Today · 4.125%
HK$26,624
baseline
▲ 0.50% · 4.625%
HK$28,244
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,248/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,872
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,619
−HK$758/mo
Today · 4.125%
HK$29,377
baseline
▲ 0.50% · 4.625%
HK$30,926
+HK$1,549/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,754/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,331
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,181
−HK$864/mo
Today · 4.125%
HK$29,045
baseline
▲ 0.50% · 4.625%
HK$30,812
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,090/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,405
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,221
−HK$827/mo
Today · 4.125%
HK$32,048
baseline
▲ 0.50% · 4.625%
HK$33,737
+HK$1,689/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,096/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,609
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,530
−HK$935/mo
Today · 4.125%
HK$31,465
baseline
▲ 0.50% · 4.625%
HK$33,380
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,930/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,939
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,823
−HK$896/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,886
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,878
−HK$1,008/mo
Today · 4.125%
HK$33,886
baseline
▲ 0.50% · 4.625%
HK$35,947
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,772/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,473
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,424
−HK$965/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,360
+HK$1,971/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,164
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,226
−HK$1,080/mo
Today · 4.125%
HK$36,306
baseline
▲ 0.50% · 4.625%
HK$38,515
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,612/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,007
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,026
−HK$1,034/mo
Today · 4.125%
HK$40,060
baseline
▲ 0.50% · 4.625%
HK$42,172
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,120/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,575
−HK$1,151/mo
Today · 4.125%
HK$38,726
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,452/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,541
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,103/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$44,983
+HK$2,252/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,719
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,923
−HK$1,224/mo
Today · 4.125%
HK$41,147
baseline
▲ 0.50% · 4.625%
HK$43,651
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,294/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,074
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,230
−HK$1,171/mo
Today · 4.125%
HK$45,401
baseline
▲ 0.50% · 4.625%
HK$47,795
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,802/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,272
−HK$1,295/mo
Today · 4.125%
HK$43,567
baseline
▲ 0.50% · 4.625%
HK$46,218
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,134/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,608
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,831
−HK$1,241/mo
Today · 4.125%
HK$48,072
baseline
▲ 0.50% · 4.625%
HK$50,606
+HK$2,534/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,144/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).