▼ 0.50% · 3.625%
HK$21,245
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,906
−HK$671/mo
Today · 4.125%
HK$22,577
baseline
▲ 0.50% · 4.625%
HK$23,951
+HK$1,374/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,154/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,635
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,269
−HK$643/mo
Today · 4.125%
HK$24,912
baseline
▲ 0.50% · 4.625%
HK$26,225
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,824/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,370
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,097
−HK$738/mo
Today · 4.125%
HK$24,835
baseline
▲ 0.50% · 4.625%
HK$26,346
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,670/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,999
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,696
−HK$707/mo
Today · 4.125%
HK$27,403
baseline
▲ 0.50% · 4.625%
HK$28,848
+HK$1,445/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,806/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,494
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,287
−HK$806/mo
Today · 4.125%
HK$27,093
baseline
▲ 0.50% · 4.625%
HK$28,741
+HK$1,648/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,186/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,362
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,123
−HK$771/mo
Today · 4.125%
HK$29,894
baseline
▲ 0.50% · 4.625%
HK$31,470
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,788/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,619
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,478
−HK$873/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$31,137
+HK$1,786/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,726
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,550
−HK$836/mo
Today · 4.125%
HK$32,386
baseline
▲ 0.50% · 4.625%
HK$34,093
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,772/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,743
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$940/mo
Today · 4.125%
HK$31,608
baseline
▲ 0.50% · 4.625%
HK$33,532
+HK$1,924/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$63,216/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,089
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,977
−HK$900/mo
Today · 4.125%
HK$34,877
baseline
▲ 0.50% · 4.625%
HK$36,715
+HK$1,838/mo
Deposit HK$2.80M · loan HK$6.52M · min. income ≈ HK$69,754/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,859
−HK$1,007/mo
Today · 4.125%
HK$33,866
baseline
▲ 0.50% · 4.625%
HK$35,927
+HK$2,061/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,732/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,453
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,403
−HK$965/mo
Today · 4.125%
HK$37,368
baseline
▲ 0.50% · 4.625%
HK$39,338
+HK$1,970/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,736/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,992
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,050
−HK$1,074/mo
Today · 4.125%
HK$36,124
baseline
▲ 0.50% · 4.625%
HK$38,322
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,248/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,816
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,830
−HK$1,029/mo
Today · 4.125%
HK$39,859
baseline
▲ 0.50% · 4.625%
HK$41,960
+HK$2,101/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,718/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,117
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,240
−HK$1,142/mo
Today · 4.125%
HK$38,382
baseline
▲ 0.50% · 4.625%
HK$40,717
+HK$2,335/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,764/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,180
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,257
−HK$1,093/mo
Today · 4.125%
HK$42,350
baseline
▲ 0.50% · 4.625%
HK$44,583
+HK$2,233/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,700/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,241
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,431
−HK$1,208/mo
Today · 4.125%
HK$40,639
baseline
▲ 0.50% · 4.625%
HK$43,112
+HK$2,473/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$81,278/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,543
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$43,684
−HK$1,158/mo
Today · 4.125%
HK$44,842
baseline
▲ 0.50% · 4.625%
HK$47,205
+HK$2,363/mo
Deposit HK$932K · loan HK$8.39M · min. income ≈ HK$89,684/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).