Home Central and Western District VILLA VERDE BLOCK B

1/F 2 (NO. 12)

Central and Western District · Hong Kong Island

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Floor

1/F 1 (NO. 14) 4,885 ft² 1/F 2 (NO. 12) 2,308 ft² 3/F 2 (NO. 12) 2,399 ft² 4/F 1 (NO. 14) 2,593 ft² 4/F 2 (NO. 12) 2,399 ft² 5/F 1 (NO. 14) 2,593 ft² 6/F 2 (NO. 12) 2,399 ft² 7/F 1 (NO. 14) 2,593 ft² 7/F 2 (NO. 12) 2,399 ft² 9/F 2 (NO. 12) 2,081 ft² 10/F 1 (NO. 14) 2,593 ft² 10/F 2 (NO. 12) 2,399 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$55.01M

≈ HK$23,833 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.50M, with repayments around HK$186,610/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$175,598

−HK$11,012/mo

▼ 0.25% · 3.875%

HK$181,060

−HK$5,550/mo

Today · 4.125%

HK$186,610

baseline

▲ 0.50% · 4.625%

HK$197,965

+HK$11,355/mo

Deposit HK$16.50M · loan HK$38.50M · min. income ≈ HK$373,220/mo (50% DSR)

Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$2,337,748 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Admiralty

≈ 17 min walk · 1,352 m

Education

schools within 1 km (0 within 500 m)

Daily convenience

within 1 km (2 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 1/F
Flat: 2 (NO. 12)
Saleable Area: 2,308 Saleable ft²
Gross Area: 2,507 ft²
Efficiency: 92%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2016-09-23	HK$64.68M	+280.5% 17.3y · 16.0%/yr	HK$28,024	—
1999-06-03	HK$17.00M	−33.1%	HK$7,366	—
1996-12-24	HK$25.40M	+11.4%	HK$11,005	—
1996-11-20	HK$22.80M	—	HK$9,879	—